Tampa Bay Area Real Estate "We Sell More Because We Do More!"

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

   Welcome to Home for Sale Tampa FL, Wesley Chapel FL Real Estate Lutz FL Real Estate and Tampa Luxury Homes. We offer professional real estate services for Wesley Chapel Fl Real Estate, Lutz Fl Real Estate, Land O Lakes FL Real Estate, Odessa FL Real Estate, Riverview FL Real Estate,  Home for sale Tampa FL and Tampa Luxury Homes, New Homes Tampa located in Hillsborough, Pasco and Pinellas County. Our services are ALWAYS FREE to Buyers! Hillsborough Real Estate and Homes For Sale in Apollo Beach Brandon Gibsonton Channelside District Lithia Lutz New Tampa Plant City Riverview Ruskin Seffner Sun City Center Tampa Thonotosassa Valrico Wimauma Ybor City, Pasco Real Estate and Homes For Sale in Dade City Holiday Hudson Land O Lakes Lutz New Port Richey Odessa Port Richey San Antonio Trinity Wesley Chapel Zephyrhills, Pinellas Real Estate and Homes For Sale in Belleaire Beach Clearwater Clearwater Beach Dunedin Gulfport Holiday Indian Rocks Beach Indian Shores Largo Madiera Beach Oldsmar Palm Harbor Pinellas Park Redington Beach Safety Harbor Seminole St. Petersburg Tarpon Springs Treasure Island, Tampa New Home Information Includes Inventory and downloadable floorplans for Centex Homes David Weekley Homes Inland Homes Lennar Homes Mark Maconi Homes M/I Homes Mobley Homes Rottlund Homes Tripp Trademark Homes, Tampa Multiple Listing Service FREE acess to Tampa MLS Tampa Area Homes by City Hillsborough County Homes Pasco County Homes Pinellas County Homes Tampa Active Adult Communities Coming Soon! Tampa Area Golf Homes and Communities Tampa Golf Course Communites Homes on the Golf Course Lake front and Water front Luxury homes available.

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